At some point, most business owners ask the same question: should we keep renting, or is it time to buy? It is not a simple yes or no. The right answer depends on your business's financial position, growth trajectory, and long-term goals. But for a lot of established...
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SBA 504 Loans for Small Manufacturers in Utah and Idaho
Manufacturing businesses have some of the highest fixed-asset needs of any industry. The equipment is expensive, the facilities require significant square footage, and the upfront capital required to own rather than lease can feel out of reach for a growing operation....
How to Choose an SBA Lender in Utah
If you're a Utah business owner exploring SBA financing, one of the first decisions you'll make has nothing to do with interest rates, loan terms, or property appraisals. It's choosing the lender you're going to work with. That choice matters more than most people...
SBA Loans in St. George, Utah: A Guide for Southern Utah Business Owners
Southern Utah has been one of the fastest growing regions in the country for the better part of a decade. St. George, Washington, Hurricane, Cedar City, and the surrounding communities have seen population growth, business expansion, and a steady increase in...
What Is a Certified Development Company (CDC)
If you've been researching SBA 504 loans, you've probably seen the term "Certified Development Company" - or CDC - come up repeatedly. But what exactly is a CDC, how does it fit into the lending process, and why does it matter which one you work with? Here's a...
SBA 504 Equipment Financing: What Qualifies and How to Use It
When most people think about SBA 504 loans, commercial real estate comes to mind first. But the 504 program is equally powerful for businesses that need to purchase major equipment or machinery - and it's significantly underutilized for this purpose. If your business...
SBA 504 Loans in Utah: What Small Business Owners Need to Know in 2026
Utah has one of the strongest small business environments in the country. Low taxes, a growing population, and a culture that genuinely supports entrepreneurship have made the state a landing spot for businesses of all sizes. But growth costs money — and for small...
How to Use an SBA 504 Loan to Buy Commercial Real Estate
For many small business owners, buying the building they operate out of is one of the biggest financial decisions they'll ever make. The SBA 504 loan was built specifically for that moment. If you've been renting your space and wondering whether ownership makes sense,...
SBA 504 vs SBA 7(a): Which Loan Is Right for Your Business?
If you're exploring SBA financing for your small business, you've probably come across two names: the SBA 504 loan and the SBA 7(a) loan. Both are backed by the U.S. Small Business Administration, both offer favorable terms compared to conventional loans — and both...
Can You Refinance an SBA 504 Loan? Here’s What You Need to Know
If you took out an SBA 504 loan a few years ago and rates have shifted — or your business situation has changed — you might be wondering whether refinancing is an option. The short answer is yes, but there are some specific rules around how it works. Here's a...









