2026 Janurary Rates:

Standard Project
25 Year – Effective Rate: 5.85%
20 Year – Effective Rate: 5.91%
10 Year – Effective Rate: 5.67%

Small Manufacturer*
25 Year – Effective Rate: 5.61%
20 year – Effective Rate: 5.66%
10 Year – Effective Rate: 5.37%

*NAICS code begins with 31, 32, or 33